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EDMONDS & MUKILTEO, WA

Kaylynn Kelley

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Boosting Your Credit Score

September 14, 2020

Hi! I'm Kaylynn. Realtor, mom, coffee lover & podcast binger. I help my clients go from overwhelmed about buying and selling at the same time to popping the champs and getting the keys to their new home.

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If you’re looking to take advantage of this fall’s incredibly low-interest rates, your credit score is going to be the difference between a so-so rate and a rate that has you bragging to your friends.⁣

Before you send in that loan application, boost your score with these quick tips:⁣

• Keep credit card balances low. Thirty percent of your credit score is based on the amount you owe, so you want your balances to be as low as possible.⁣
• Pay all your bills on time and in full. You can also send in payments twice a month to keep your running balance even lower.⁣
• Check your credit report for errors. You’re entitled to one free report every 12 months. Go over it carefully to check for mistakes that might be lowering your score.⁣
• Don’t close unused cards. An open line-of-credit with a zero balance shows wiggle room in your budget, so leave zero-balance cards open before applying for a loan.⁣

If you’re looking to buy a home (and get an out-of-this-world interest rate), give me a call. I’d love to help!

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If you've been thinking about buying your next home and aren't sure where to start when it comes to buying & selling at the same time, this step-by-step guide is for you!

Guide: Buy & Sell
at The Same Time

FREE DOWNLOAD

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© Kaylynn Kelley 2021 | COMPASS | photos by Anne Sage & Kaylynn Kelley

Let's make your #housegoals a reality. 

Edmonds & Mukilteo, WA

Kaylynn Kelley